"Despite the recent success of welfare reform in moving people off public assistance and into jobs, most of America's working poor are still unable to accumulate even the most minimal of assets. Even when they are getting by, they lack many of the resources - tangible and intangible - that provide middle-class Americans with a sense of security, stability, and a stake in the future. In Owning Up, Michelle Miller-Adams demonstrates how asset-building programs, used in combination with traditional income-based support, can be an effective means for helping millions of Americans out of poverty."--BOOK JACKET.
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